Posted On: December 9, 2010 by Baker Associates

Work-Related Auto Accidents

As America becomes increasingly mobile and more companies are investing in providing services to their clients at their homes, more and more Tennesseans find themselves engaging in an extensive amount of driving as part of their jobs. Unfortunately, this also presents an increased risk to these Tennesseans that they may become injured in a car wreck while driving on the job, either as a result of someone else's negligence, their own bad driving, or something out of the ordinary like a vehicular malfunction. When these wrecks, happen it is important for drivers to know that they have two potential avenues for recovery.

The first source of recovery will be the standard personal injury lawsuit. Drivers who are injured in auto accidents caused by the fault of another driver can almost always sue for their damages, which may include lost wages, medical expenses, pain and suffering, etc. They can also sue for more serious injuries like wrongful death should a death occur as a result of the crash.

What many Tennesseans do not contemplate, however, is that they may also be able to recover for their injuries through their employer's worker's compensation insurance. In many cases, such insurance will cover work-related injuries caused by driving-on-the-job accidents that occur within the scope of the driver's employment. This usually means that an employee can recover for their injuries from driving to deliver a package, for example, but probably cannot do so if they were on the clock and took a two-hour detour to play blackjack at a nearby casino. In work-related car accidents, it is important to consult with someone who is a capable worker's compensation lawyer in addition to being competent in the field of personal injury. This will enable the injured to accurately assess what can be recovered and who may be held responsible for the damages.

[an error occurred while processing this directive]