Posted On: April 1, 2008 by Baker Associates

Licensed Attorneys in Tennessee- Property Damage Involving Motor Vehicles

An automobile accident is always stressful. You are not alone. Licensed Tennessee attorneys located near Sevierville Tennessee have prepared some steps to help guide you through some of the precautions you should take to insure that your property damage claim is handled speedily and that your interests are protected.

- You may have the right to have your car repaired at the body shop of your choice. You need not accept the insurance company's property damage appraisal of the actual repair costs. Take your car to your selected body shop, and present a written estimate to the insurance company. Make sure you retain 2 or 3 written estimates from different body shops. Do not rely solely on an insurance company's estimate.

- Be satisfied that your car is returned to pre-collision condition before signing any insurance company check or property damage release. Otherwise, you may waive your right to further repairs.

- Total loss means that the cost of repair exceeds the reasonable retail market value for "your" car in the condition it was in at the time of the accident.

When an accident is someone else's fault, generally that person's insurance company will compensate you directly. Otherwise, your own insurance company may reimburse you for your vehicle, e.g. property damage, if you have the appropriate insurance coverage. A property damage claim is resolved in one of two ways: either your car can be repaired or it will be considered a total loss - meaning that the cost of the repair exceeds the actual value of the vehicle.

Accidents near Knoxville, Tennessee occur daily and it is important that you take the appropriate measures to protect your rights. Knoxville accident attorneys at Baker Associates are experienced litigators that will not settle for less than you deserve. Baker Associates understand that injuries affect you as well as your entire family and friends. Our goal is to help put your life back where it was before the accident.

Contact an Auto Accident Lawyer - An experienced auto accident lawyer will be invaluable in assisting you when filing your auto accident claim.