Estimating Property Damage in Tennessee – Hiring an Attorney from East Tennessee
Licensed Tennessee attorneys located near Knoxville, Sevierville, and Jefferson City Tennessee have prepared some steps to help guide you through some of the precautions you may take to insure that your property damage claim is handled speedily and that your interests are protected. You should try and avoid bringing your car to the insurance company shop or the drive-through service. It provides the insurance company with an opportunity to take photographs of you and observe you getting in and out of the car. Insurance claims representatives are very skilled. The attorneys at Baker Associates want the best possible outcome regarding all motor vehicle accidents.
In dealing with your property damage, insurance companies frequently take the opportunity to evaluate you as a person, your injuries and your lifestyle. The information could later be used against you in a court of law if you decide to make a claim for bodily injury. Have a friend take your car in for the damage appraisal or request the insurance company go to the location of the parked car. Obtain your own damage estimates.
It is helpful to provide your attorney with copies of any invoices or receipts that you may have. Even if your car is a "total loss," it is still important to obtain an estimate to prove it was a "total loss." Typically in a car crash case, you will be concerned with, initially, the payment of your car damage repair. We normally handle this for clients as a professional courtesy without charge. Some of the things you need to be aware of in handling property damage claims initially at the time of the accident are as follows:
In negotiating the value of your car, let the insurance company know of any recent repairs, any special accessories and the value of any damaged contents. Show the company recent receipts of all service and maintenance records.
You also may have the right to market value, which is generally higher than Blue Book value.
An insurance company is not responsible for an outstanding loan or lease balance in excess of market value. So, if you bought a car and were making monthly payments, you may unfortunately owe more than what the car is actually worth. You will not be entitled to recover compensation for the loan balance if the car is worth less.
The above mentioned facts are just some of the reasons that it is important to contact a licensed Tennessee attorney. Attorneys at Baker Associates are willing to fight for the compensation you deserve. You may visit our web-site at www.joebakerlaw.com or call us at 865-428-2888.
